Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on the dealership premises or if the dealership’s activities cause damage to someone else’s property.

Property insurance covers physical assets such as the dealership building, inventory (both new and used vehicles), furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

This insurance is specifically tailored for car dealerships and repair shops. It covers liability arising from operations, including test drives, vehicle repairs, and any accidents involving vehicles in the dealership’s care.

This policy protects vehicles owned by customers while they are in the dealership’s care, custody, or control. It covers damage to customer vehicles that occurs on the dealership premises, such as accidents or theft.

If the dealership owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

If the dealership has employees, workers’ compensation insurance is usually required by law. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

This insurance protects the dealership against claims related to employment-related issues, such as discrimination, harassment, wrongful termination, and other workplace-related disputes.

As dealerships increasingly rely on digital systems and store customer data electronically, cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Crime insurance provides coverage for losses resulting from criminal activities such as theft, fraud, and employee dishonesty. It helps protect against financial losses arising from criminal actions within the dealership.

Crime insurance provides coverage for losses resulting from criminal activities such as theft, fraud, and employee dishonesty. It helps protect against financial losses arising from criminal actions within the dealership.

If the dealership offers services like financing assistance or vehicle appraisals, professional liability insurance can protect against claims of errors, omissions, or negligence in providing those services.

We’ll work together to help you plan for the future.