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Dealership Insurance Services provides Dealer Insurance Packages, Personal and Commercial lines and Employee Benefits, staffed by automotive retail veterans who understand the unique business model that dealerships are. We find ways for dealers to win each transaction, over and above securing the policies needed to protect customers, employees, vendors and employees.

Products for Dealerships


General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on the dealership premises or if the dealership’s activities cause damage to someone else’s property.


Property Insurance

Property insurance covers physical assets such as the dealership building, inventory (both new and used vehicles), furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.


Garage Liability

This insurance is specifically tailored for car dealerships and repair shops. It covers liability arising from operations, including test drives, vehicle repairs, and any accidents involving vehicles in the dealership’s care.


Garagekeepers Insurance

This policy protects vehicles owned by customers while they are in the dealership’s care, custody, or control. It covers damage to customer vehicles that occurs on the dealership premises, such as accidents or theft.


Commercial Auto

If the dealership owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.


Workers Compensation

If the dealership has employees, workers’ compensation insurance is usually required by law. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.


Employment Practices Liability Insurance (EPLI)

This insurance protects the dealership against claims related to employment-related issues, such as discrimination, harassment, wrongful termination, and other workplace-related disputes.


Cyber Liability Insurance

As dealerships increasingly rely on digital systems and store customer data electronically, cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.


Crime Insurance

Crime insurance provides coverage for losses resulting from criminal activities such as theft, fraud, and employee dishonesty. It helps protect against financial losses arising from criminal actions within the dealership.


Business Interruption Insurance

Crime insurance provides coverage for losses resulting from criminal activities such as theft, fraud, and employee dishonesty. It helps protect against financial losses arising from criminal actions within the dealership.


Professional Liability Insurance (E&O)

If the dealership offers services like financing assistance or vehicle appraisals, professional liability insurance can protect against claims of errors, omissions, or negligence in providing those services.


401(k) and other insurance plans, plus life insurance

We’ll work together to help you plan for the future.

Dealership Insurance Services

Win, Win, Win Value Proposition

WIN #1

Wellness Program

Free wellness program that refunds your employee’s medical deductible. No cost to dealers or employees – WITHOUT changing health plans.

WIN #2

Annual Tax Credits

Get the most Annual Tax Credits for dealerships averaging $500+ per employee with our free wellness program.

WIN #3

Combined Insurance

Life, Accident, Disability and Critical Illness policies provided at no cost to the dealership and no reduction in current take home pay for employees.

Coming Soon!!!

Multiple, Free, Real-Time quotes for Dealership Insurance packages for ALL dealers including but limited to Garage Keeper’s. General Liability, Property, Worker’s Comp, Garage Liability, Cyber, Errors & Omissions.

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Solutions partner with Apollo Dealer Services.

We are proud to announce Dealership Insurance Services is the EXCLUSIVE P&C Insurance Solutions Provider for Apollo Dealer Services! Apollo Dealer Services has been in business for over 20 years, and services 80+ Dealers.

Apollo Dealer Services assists dealers in maximizing sales and profitability. They implement policies and procedures that enhance legal compliance and customer satisfaction. They are experienced professionals who work with every member of a dealership. From the General Manager and/or Dealer Principal, to establish goals for the dealership and/or organization, to the Sales Consultants and Service Writers without whom any dealership would grind to a halt, and everyone in between.

Apollo’s goal with all of their dealer clients is to make sure they not just survive, but thrive in this economic environment and it’s important that dealers look beyond the “well this is the way we’ve always done it” and look for ways to reduce costs and increase per transactional profitability.

Corporate Director of Finance in large chain stores earn $350k+ annually, Apoilo Dealer Services provides the same level of care from an established Corporate Director of Finance, and brings it to smaller franchised stores, and independent stores without the overhead.

Independent Agent
vs The Rest.

Instead of just working for one company with limited offerings, we represent dozens of top rated insurers. As your needs expand and change we continue to find the best carriers at the best value.

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

Get started

Our team of knowledgable agents are experts at finding the right coverage for your needs. Click below to start a quote request and we will get in touch with you shortly.