Providing Car Dealerships, Business, and Personal Insurance in Florida.

Dealership Insurance Services has the knowledge and expertise to help with your insurance needs in Florida. We’re your one-stop-shop for insurance needs. Start a quote or call us at 561-560-2500.

Products for Dealerships

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General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on the dealership premises or if the dealership’s activities cause damage to someone else’s property.

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Property Insurance

Property insurance covers physical assets such as the dealership building, inventory (both new and used vehicles), furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

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Garage Liability

This insurance is specifically tailored for car dealerships and repair shops. It covers liability arising from operations, including test drives, vehicle repairs, and any accidents involving vehicles in the dealership’s care.

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Garagekeepers Insurance

This policy protects vehicles owned by customers while they are in the dealership’s care, custody, or control. It covers damage to customer vehicles that occurs on the dealership premises, such as accidents or theft.

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Commercial Auto

If the dealership owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

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Workers Compensation

If the dealership has employees, workers’ compensation insurance is usually required by law. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

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Employment Practices Liability Insurance (EPLI)

This insurance protects the dealership against claims related to employment-related issues, such as discrimination, harassment, wrongful termination, and other workplace-related disputes.

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Cyber Liability Insurance

As dealerships increasingly rely on digital systems and store customer data electronically, cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

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Crime Insurance

Crime insurance provides coverage for losses resulting from criminal activities such as theft, fraud, and employee dishonesty. It helps protect against financial losses arising from criminal actions within the dealership.

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Business Interruption Insurance

Crime insurance provides coverage for losses resulting from criminal activities such as theft, fraud, and employee dishonesty. It helps protect against financial losses arising from criminal actions within the dealership.

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Professional Liability Insurance (E&O)

If the dealership offers services like financing assistance or vehicle appraisals, professional liability insurance can protect against claims of errors, omissions, or negligence in providing those services.

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401(k) and other insurance plans, plus life insurance

We’ll work together to help you plan for the future.

All Dealers, Great & Small Welcome.

Our dealer centric products can create additional value to your business.

Florida Independent Agent vs The Rest

Here is a quick comparison of the differences between an independent agency in Florida like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

States Where We Provide Insurance Services

Head office located at: 7901 4th Street N Unit 18155
St. Petersburg Florida 33702
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Give us a call: 561-560-2500

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Get started

Our team of knowledgable agents are experts at finding the right coverage for your needs. Click below to start a quote request and we will get in touch with you shortly.